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Now Available!
BETA Version
Brochures and forms for many of our product lines all in one place
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| Low cost PPO in Miami-Dade County |
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Does your client need low cost PPO coverage with a highly comprehensive benefits structure?
PMMI has a PPO with rates that are among the lowest in Miami-Dade County.
Call PMMI today for quotes and appointments.
(800) 881-PMMI
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| Life Made Easy |
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Attention Health Agents.
Do you know how much money you're leaving on the table by not selling life insurance? While it may seem cumbersome and overwhelming, it doesn't have to be.
PMMI is dedicated to making your life sales remarkably easy and painless with expert advise, on demand illustrations and quotes and the most innovative Life Insurance products available.
Call on Dorin's expertise and "know how" for appointments and illustrations. You'll do your clients a world of justice and make an incredible amount of money doing so.
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| Niche within a Niche |
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"Super Specialized" products designed for very unique situations. |
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PMMI has a prescription advocacy program for low income individuals and families with high prescription costs.
If they qualify, your client will pay one flat fee for all their medications combined with no additional co-payments. And that included name brand drugs.
Just another instance of why it pays to do business with PMMI!
Call today
(800) 881-PMMI | |
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| Volume #3931 |
December, 2007 |
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Dear Friends,
As we begin the process of closing down 2007 we have a lot to think about. It has been a challenging year for everyone, and while there are a lot of economic, social and international problems that still need fixing, we also have a lot to be grateful for! For instance, no hurricanes this year!
We're looking forward to a really exciting and successful 2008! How do we arrive at this optimistic scenario? We have several strategies that we will be employing to capitalize on the opportunities we see:
- Continued expansion of the specialty markets we service such as Short Term Medical, International Life & Health, Mini- Meds and Life products like our 1st to die life policy.
- Re-entering the SPA market for both immediate and deferred fixed annuity plans that are taking off again as consumers recognize the unique benefits of these products. We'll talk more about these in the January letter!
In 2008, I begin the 50th consecutive year of serving consumers with unique, top of the line life, health, disability and a host of other individual, group and association insurance products, from highly respected companies, paying excellent compensation. We're planning a lot of things to commemorate this milestone, and we look forward to your individual and collective participation in these events.
Thank you all for your contributions to our collective success. Happy Holidays to all.
Cordially, Bob Neumann, President |
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Short Term Medical Can Help Prevent Lawsuits |
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 When you've sold a lot of Major Medical plans, as I have, you deal with a lot of challenging situations.
A story that sticks out in my mind is one a friend told me about involving an individual he wrote a Major Medical plan for who no prior coverage.
His client called him prior to the plan's effective date saying his son had broken his leg and was in the hospital. He wanted to know if he could move up the effective date so he could get reimbursed for the expenses.
Fortunately it was just a broken leg and not a heart attack. And thank goodness the client did not sue for not providing him and the family more complete coverage! This isn't an isolated case, it happens more frequently than you might imagine. So as a responsible agent, what you need to ask yourself is, "how can I prevent something like this from happening?"
The obvious answer, sell Short Term Medical Coverage in front of every Medical Plan you sell. If the client refuses, ask him/her to sign a waiver saying they were offered the additional protection and declined it.
Surprisingly, most clients will appreciate your concern for their protection.
By selling STM in front of every permanent individual medical plan you not only protect yourself and your client, you'll earn an additional commission and more referrals for being professional.
It is a WIN/WIN situation!! You can't lose with this idea.
With Regards,
Dorin Adika |
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Niche Products to the Rescue |
 Be a Super Hero!
Want to become someone's hero? You can by thinking PMMI whenever a prospect/client requests some obscure or unfamiliar product!
Too many producers sell themselves short and miss out on commissions and developing a large clientele by telling their prospect that they don't work in that particular market.
Why do that?
Staying focused on your primary market doesn't mean turning down business.
Not when PMMI makes it so easy to sell niche products!
Whether it's specialty International products, or unique life, health, disability, and Long Term Care products or a host of other unique products, PMMI has you covered.
So help someone get what they need when no on else can and be their hero. In return, you get to watch the commissions roll in! |
| You Need It, We Have it! |
Could You Use?
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A large menu of both individual and group mini-med health plans;
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A portfolio of top ranked Single Premium Fixed Annuities, Immediate and Deferred;
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Life and Health products that can be sold anywhere in the world;
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The latest product literature in both English and Spanish;
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Short Term Medical plans that renew for 1 to 36 months;
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The latest and best technical support and marketing expertise, calling on 50 years of hands-on experience selling individual, group, association plans;
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A Long Term Care portfolio of products and riders suitable to any income situation?
If you need these, we have them. Call us!
(800) 881-PMMI (7664) | |
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No matter what your need, PMMI has you covered.
Sincerely,
Bob Neumann, CLU, RHU
President & CEO
Professional Mass Marketing International, Inc. |
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