Professional Mass Marketing International, Inc. Newsletter
In This Issue
Free Website
Guaranteed Issue Health Insurance
Short Term Medical Tip
Agent Service Center
Simplified Issue CI
30% Avalon Commissions
Niche within a Niche
Individual Dental
Travel Medical
Did you know?
Guaranteed Issue Health
Long Term Care Insurance
HPA Cash Bonus
Could You Use?
Join Our List
Join Our Mailing List
FREE WEBSITE
Online insurance agencies are dominating the health insurance business.
 
If you can't beat them, Join them! 
 
We'll make it easy and FREE.
Call today
(800) 881-PMMI
Guaranteed Issue
Health Insurance 
  • Free Website
  • No Medical questions
  • strong benefits schedule
  • affordable premiums
  • high commissions

(800) 881-PMMI

Short Term Medical Tip
 
Large groups are laying off people by the thousands.
 
Provide the HR department with a link to your free PMMI website as an alternative to COBRA.
 
Landing a deal like this and become an instant Millionaire!

(800) 881-PMMI

Featured Article
PMMI logo
Agent Service Center
is a hit!
 
Brochures, forms, contracting and Promotions for many of our product lines all in one place
 
Check it out here:
Simplified Issue Critical Illness
 
Help your clients during the hardest time of their life by giving them a huge check! 
  • Easy to write
  • Online enrollment
  • Competitive rates
  • Great Commissions
  • 4 day service guarantee
(800) 881-PMMI
 

30% First Year Commissions with Avalon Healthcare.

Just announced!
 

Avalon Healthcare will continue to pay 30% first year commissions in 2009.

 
What's more impressive is that 2nd year commissions are at an unbelievable 10%.
 
With competitive rates and some of the best plans around, this company is HOT!
 
 
(800) 881-PMMI

 

Niche within a Niche

"Super Specialized" products designed for very unique situations.

Medicare season is here.
 
Make sure you have something for those who don't qualify. 
 
We have your solution.
 
Call today
(800) 881-PMMI
Individual Dental
Real Dental Insurance Plan for just $29.95 per month for the whole family.
 
Sell one of the best retention tools out there.
 
Call today
(800) 881-PMMI
Travel Medical

Don't let your clients leave the country without adequate medical coverage.

If a Domestic Company does cover oversees medical expenses, it's usually considered "out of network."
 
Offer your clients something more substantial, like a plan with a ZERO deductible!
 
Call today
(800) 881-PMMI
Volume #3943 December, 2008 
Dear Friends,
 
Well the election is over and the American people have voiced their preference. We have the benefit of being a participant in a remarkable historic event, the election of the first non-Caucasian American in the 230 year history of our great nation!
 
To many Americans it is the realization of a dream that was considered to be "the impossible dream", just a few years ago, but it is a reality now!
 
It demonstrates that America and its citizens are not afraid to make momentous decisions that will affect the future of our country when they believe that they have the right issues and people to vote for.
Of course, the new president has his work cut out for him. He knows and has said that the problems are great and the challenges are enormous, but he is prepared to face them with the help and support of the American people.
 
His acceptance speech and the concession speech of Senator Mc Cain are heartfelt and should be a guide for all Americans to work together, to put our differences aside and work for the good of our country!

Now, let's get back to business!
 
A number of our newer producers have asked me this question, "What does PMMI do"? 
 
Answer. We do a lot of things. Not only that, we do them faster, better and more efficiently than anyone else in our business!
 
That isn't being braggadocios, it is telling it like it is.
 
It begins with our corporate name: "Professional." That's what we are and have been for 40 years. Not only are we professional, we also have more experience in this business than many of the people in it have been alive.
 
Furthermore, we offer honesty, integrity, experience, and a tremendous menu of resources to call upon for products and help.
 
Anyone can provide a product. That's the easy part.
 
How to maximize the opportunity that product presents is an entirely different story!
 
We show you how. Our access to resources is almost limitless and that's something that you can't buy any other place.
 
In addition, we'll set you up with a free website and place you in our national directory, opening up new opportunities for you.

Lastly, we are now in the midst of the holiday season with people thinking about buying presents, and having parties and enjoying life in spite of all the difficult economic problems we're all confronted with. That's good because you just can't dwell on the negative issues all the time without having it affect your outlook on things!

So here is wishing you all a very Merry Christmas, Happy Hanukkah, and Happy New Year!
 
The best is yet to come, trust me!
 
Good Luck!

Cordially,
Bob Neumann, CLU, RHU,President
Did you know? 

man with bulb
  • Guaranteed Issue Health coverage is here to stay and if you understand and appreciate the opportunities this can present for you, you'll make a lot of money while solving some very difficult problems for your clients. One idea is to use it as an add-on to a Major Medical plan with high deductibles and co-payments or a standard Hospital benefits plan. It provides great added protection at a very affordable cost, is guaranteed issue, and has only a 12 month pre-X limitation with 3 programs to choose from. This product is eligible for our free website offer.
  • For International travelers, KIDNAP/RANSOM PROTECTION! Ask the people in Mumbai who experienced a horrible situation this past weekend if they would have bought this coverage, and what do you think their answer might be? All Western travelers are targets for this kind of assault. The Kidnap and hold for Ransom business is a billion dollar venture and is worldwide. No one, but especially Americans is safe. The insurer offers protection as well as a highly skilled experienced team to assist in your safety and safe return! The program includes protection against extortion, car jacking, illegal detention and more. This is called "Surplus Insurance" and PMMI has been a leader in this market since 1972.
  • Why sell STM? Because there is a need and STM is easy, simple, and affordable protection for the people that need it most. HPA, an industry leader of STM, is paying a handsome bonus in addition to already high commissions. It provides coverage with maximum flexibility with coverage lasting from 1 month to 36 months.  Get your piece of the action with this program today. Plus, you can now get a free website when you sign up. Call PMMI for more information on how you can get started.
  • Have you heard of the Sawgrass Health Plan? If you have you are among the very few that have. These are also called Micro Health Plans, because they are created for a very limited geographic area or market. They are essentially a small PPO with rates 20-25% below market rates of other carriers. They offer a limited number of accessible facilities, but if you have a medical problem they can't handle, they will refer you to the nearest facility that can and pay the bills as if it was in their network. Given the economic situation we are in, a lot of people may be very happy and willing to switch carriers to save 25% in premiums.
  • Professional Notification: The State of Florida requires that each licensed agent in the state must notify the state of any changes in their address in order to maintain the state's records up-to-date. Contact the Florida Dept. of Financial Services for specific instructions. If you have moved your home or office within the past five years and did not advise the state you need to do so now! 

(800) 881-PMMI (7664)

Guaranteed Issue Health

familyGuaranteed Issue Health plans are here to stay.

 

More and more people are either too sick, overweight or simply can't afford it.

 
We've just learned that new plan enhancements are just around the corner, including richer benefits and PPO network access.
 
These enhancements come to a plan that is already stronger than any other guaranteed issue products around.
 
And the premiums still remain exceptionally affordable.
 
Plus, the commissions are extraordinarily high. Something no other Guaranteed Issue product comes close to matching.

With our Individual Guaranteed Issue health plan, you don't have to concern yourself with the person's health or past medical history.
 
Coverage begins as early as the next day if necessary, and even Pre-existing conditions are covered after 12 months.
 
With a free website, online enrollment and a listing on our new National Directory, you can't lose. 
 
What are you waiting for?
 

(800) 881-PMMI (7664)

Long Term Care Insurance
LTCi is no longer a market limited to people over age 55. It also works well with in business market place with the new tax regulations that have been put in effect.

A particularly opportunistic market is the Executive Carve Out Plan. The employer can discriminate among his employees based on their employment class!

This is one of the very few times an employer can do this legitimately.
 
Then when the employer pays the premium, it is a tax deductible business expense just like any health insurance program. But, the premium is not taxable as income to the employee.
 
Furthermore, any benefits the employee receives are not taxable as income either.
 
Finally, a plan can also include the employee's spouse with the same tax benefits to both employer and employee.

To learn more about this unique program contact our expert and partner, Dr. Kraig Coleson, 1-888-262-5345 who will be happy to walk you through a presentation and prepare illustrations for you.
HPA Cash Bonus
Attention HPA Producers! 
 
Write and issue 5 HPA Short Term Medical Plans between October 01, 2008 and January 01, 2009 will receive a $100.00 bonus.
 
Plus, write an additional 5 STM plans during this same period and collect an additional $150.00, for a total of $250.00!
 
All 3 HPA STM plans will qualify you for this bonus.
 
And don't forget, in addition to this bonus, HPA's standard commission is very competitive.
 
So help your clients avoid health related bankruptcy and help yourself with all those holiday gifts.
 
Not contracted yet? Click here or call
 
(800) 881-PMMI (7664)
Could You Use?
  • A Guaranteed Issue Health Plan
  • Non-Medical Term Life up to $350,000 with exceptional rates
  • Dental Insurance that costs $29.95 for the whole family
  • A temporary health plan with up to 36 months for renewal
  • A free website featuring products that can be purchased online
  • A simplified issue life insurance plan
  • The best portfolio of international medical plans
    Guaranteed Issue.

(800) 881-PMMI (7664)

No matter what your need, PMMI has you covered.
 
Sincerely,
 

Bob Neumann, CLU, RHU 
President & CEO
Professional Mass Marketing International, Inc.
FREE WEBSITE*
For a limited time, PMMI is offering free websites that feature our online products with you as the agent. Be one of the first to take advantage of this opportunity while we test new marketing opportunities.
 
*Must be contracted with PMMI for any products offered on the site.
 
 
(800) 881-PMMI (7664)
 
Expires December 31st, 2008