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| Guaranteed Issue
Health Insurance |
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(800) 881-PMMI | |
| Short Term Medical Tip |
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Write STM on new U.S. residents until they are eligible for a permanent plan.
With no minimum residency requirement, it's the perfect compliment to Individual Sales.
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(800) 881-PMMI | |
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Simplified Issue Critical Illness
Help your clients during the hardest time of their life by giving them a huge check!
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Easy to write
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Online enrollment
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Competitive rates
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Great Commissions
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4 day service guarantee
(800) 881-PMMI |
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| Niche within a Niche |
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"Super Specialized" products designed for very unique situations. |
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Accident Only Life with DI
For about $30 per month, a 60 year old male can get $250,000 of Life and $1800 per month DI.
Only one medical question pertaining to HIV.
Call today
(800) 881-PMMI |
| Long Term Care |
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Deal with the best.
Call "The Doctor" Kraig Coleson, PhD, for all your Long Term Care needs |
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(888) 262-5345 |
| Travel Medical |
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Don't let your clients leave the country without adequate medical coverage.
If a Domestic Company does cover oversees medical expenses, it's usually considered "out of network."
And don't forget, Medicare does not cover international claims, making OTM great for the senior market.
Offer your clients something substantial, like a plan with a ZERO deductible! |
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Call today
(800) 881-PMMI | |
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Dear Friends,
Always do what's best for the client.
You should never sell a client something just because it pays top commission, nor should you save someone a few dollars at the expense of benefits they need.
If the product does not fit the client, do not sell it to them!
Yes you might make that quick commission, but I can almost guarantee that client will never come back.
This business is about longevity, not the quick sale.
It's about consulting with them to find a solution. This almost always means that you'll need to go to more than one product and/or company to best help them.
People have a great way of sensing sincerity and when you are really looking out for there best interest.
Again it comes back to treating them right, and they will send you business.
(800) 881-PMMI (7664)
Cordially,
Bob Neumann, CLU, RHU,President |
| Bob Neumann cited at MAIFA meeting |
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As many of you already know, Bob Neumann, our founder and current President, celebrated 50 years in the insurance business last year.
This year, the accolades continue to come in.
At this year's annual Miami Association of Insurance and Financial Advisors meeting, he was honored as being an active member for 51 consecutive years!
Wow!
He was also honored as being one of MAIFA's past presidents.
I am privileged to work with such an achieved individual!
Sincerely,
Dorin Adika
Executive Vice President
(800) 881-PMMI (7664) |
| Ask for Referrals |
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If you don't ask they won't offer!
Client's love to be treated well, and when they have an amazing experience they tell there friends and family!
If you wow your clients every time and ask for referrals, they will be happy to give you as many as you ask for!
Has someone ever referred you something and then after you get it you call them and thank them? Everyone wants that notoriety, and that need to feel wanted.
This only works if you wow your clients every time, so make sure you are not like every other sales person!
Ask questions; get to know your client, then tailor a custom solution to their needs!
Near the end of your meeting just come right out and ask "Mr. Customer, I always look to give the best possible service I can for all my clients, how was your experience today?" (If you have done your job right, they will say excellent) then say "Well most of my business is primarily referrals, would you mind if I call some of your friends or family so I can provide them the same service?"
If you are not comfortable asking for names and numbers, then make sure you give them at least three business cards and ask them to give them to their friends and family.
This approach will yield you fewer results, but still a great way to get referrals.
(800) 881-PMMI (7664) |
| Call Your Existing Book of Business! |
Most agents do not follow up with their clients after selling a policy.
I cannot believe this!
They are leaving so much money on the table!
Not only should you check in and see how they are doing, but it's also a great time to ask for referrals and see if anything in there life has changed.
With life comes change, and with change comes different needs.
If you are not speaking to your clients at least quarterly, they will find another agent that will.
Just call to check in, say hello, wish them happy holidays or birthdays.
The little things will differentiate you from the competition and keep them coming back!
This also will yield more referrals!
When someone brings up insurance, your clients should always say "Oh you have to go see my agent; he/she's the best!"
These are how the top producers do it! It's the little things that count.
(800) 881-PMMI (7664) |
| Avalon Healthcare Termination |
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Attention Avalon Healthcare producers:
After roughly 3 years of partnership, PMMI and Avalon Healthcare will terminate their relationship effective August 1st, 2009.
The move is related to philosophical differences as it relates to sales and in no way effects your producer commissions or coverage for existing Avalon Healthcare policy holders.
If you have any questions in this regard, kindly call us and we will gladly provide you with any information you need in relation to this matter.
Thank you for your understanding and continued support.
(800) 881-PMMI (7664) | |
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No matter what your need, PMMI has you covered.
Sincerely,
Bob Neumann, CLU, RHU and Dorin Adika
President & Executive Vice President
Professional Mass Marketing International |
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