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| FREE WEBSITE |
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Online insurance agencies are dominating the health insurance business.
If you can't beat them, Join them!
We'll make it easy and FREE. |
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(800) 881-PMMI |
| Guaranteed Issue
Health Insurance |
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(800) 881-PMMI | |
| Short Term Medical Tip |
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Write STM on new U.S. residents until they are eligible for a permanent plan.
With no minimum residency requirement, it's the perfect compliment to Individual Sales.
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(800) 881-PMMI | |
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Simplified Issue Critical Illness
Help your clients during the hardest time of their life by giving them a huge check!
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Easy to write
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Online enrollment
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Competitive rates
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Great Commissions
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4 day service guarantee
(800) 881-PMMI |
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30% First Year Commissions with Avalon Healthcare continues.
Avalon Healthcare will continue to pay 30% first year commissions for the time being.
What's more impressive is that 2nd year commissions are at an unbelievable 10%.
With competitive rates and some of the best plans around, this company is HOT!
(800) 881-PMMI |
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| Niche within a Niche |
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"Super Specialized" products designed for very unique situations. |
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Accident Only Life with DI
For about $30 per month, a 60 year old male can get $250,000 of Life and $1800 per month DI.
Only one medical question pertaining to HIV.
Call today
(800) 881-PMMI |
| Long Term Care |
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Deal with the best.
Call "The Doctor" Kraig Coleson, PhD, for all your Long Term Care needs |
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(888) 262-5345 |
| Travel Medical |
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Don't let your clients leave the country without adequate medical coverage.
If a Domestic Company does cover oversees medical expenses, it's usually considered "out of network."
And don't forget, Medicare does not cover international claims, making OTM great for the senior market.
Offer your clients something substantial, like a plan with a ZERO deductible! |
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Call today
(800) 881-PMMI | |
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Dear Friends,
Current Events!
I'm sure you've heard it before, but using current events in your marketing, in your pitch, in everything you do in relation to your business is critical to establishing a need.
So what's the latest current event to capitalize on?
Swine Flu!
Now, I'm not a big fan of exploiting people's fears, but this is one of those golden times where the media is doing all the advertising for you.
The news has been reporting consistently that International Travel Medical Insurance sales are sky rocketing.
Take into account that people buy what other people are buying, and the potential is obvious.
All you need to do is have the product available when someone is ready to leave the country, on business or travel.
Plus, it's so incredibly inexpensive, it's foolish not to purchase!
So what about domestic medical insurance?
Health Insurance sales rise when there's a perceived need. It's a great way to get insurance for the un-insured.
Plus, what a great time for a policy review!
And by the way, if your client's aren't calling for an explanation of how latest craze of Swine Flu is covered, you may want to re-evaluate your relationships with your clients.
I invite you to call anytime. We're always here to help!
(800) 881-PMMI (7664)
Cordially,
Bob Neumann, CLU, RHU,President |
| Non Medical Life Insurance Sales are on the Rise! |
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This shouldn't come as much of a shocker to the brokers more in touch with today's life insurance sales, but here's a refresher.
Non Medical Life insurance is getting hotter by the day.
Why?
It just makes sense.
The rationale is simple. When you're talking about life insurance premiums under $2,000 per year, Full Medical Life Insurance becomes more of a hassle than its worth.
Yes, there are situations where it makes more sense to write Full Medical Life Insurance.
But here's a reality check.
The price difference on lower face amounts for people in there 20's and 30's is minimal. The convenience of Non Medical life insurance far outweighs the slightly higher price, even on preferred business.
People in their 40's and 50's may look great on paper, but the minute they provide blood or urine, your sale is dead because they drank a Gatorade before their blood test and now their MIB says they're a diabetic. How many peoples' insurability have you destroyed for a $100,000 term policy because you tried saving them $15 per month?
And finally, there are countless situations where paramedical exams force a client to accept Standard rates, when they could have qualified for Select Plus rates had they gone Non-Med to begin with, saving them time and money.
And finally, properly submitted business is issued in just a few days because there are no labs to contend with. Underwriting decisions are based on reports from the MIB, Rx database and DMV.
- Fully Underwritten Non-Med Term Life up to $350,000
- Fully Underwritten Whole Life up to $99,999
- Simplified issue whole life up to $50,000.
Call our sales team today and start writing Non-Med life insurance!
(800) 881-PMMI (7664) |
| Enhanced Agent Service Center |
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Based on your feedback, we're revamping our agent service center to provide an easier to use interface.
In addition to all the tools that were available to you before, we now offer video training for key products and services, as well as a single page to get contracted with our preferred carriers.
Plus, many forms can now be filled out online before printing, making for more legible paperwork.
Finally, look for bulletins in the near future regarding leads and more advanced websites at little or no cost to you.
PMMI is 100% committed to your continued success in the insurance business!
Please check out our new look at:
(800) 881-PMMI (7664) |
| Unemployment Insurance |
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Think outside the box!
PMMI now gives you access to involuntary unemployment insurance.
Huh?
That's right. Loose your job and collect a pay check.
By now, everyone has heard the car commercials where the manufacturer or dealer promises to pay your payments if you loose your job.
They're offering a product similar to ours.
The difference?
Ours doesn't have to be tied to a car sale.
Any type of involuntary enrollment where everyone in the class signs up can usually work.
Think of the potential. Homeowner's associations build it in to the dues to maintain property when the owner has lost their job.
Chamber's of commerce offer it to their members to protect the cost of membership and help their clientele.
The list goes on!
Call for more innovative ideas from PMMI.
(800) 881-PMMI (7664) | |
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No matter what your need, PMMI has you covered.
Sincerely,
Bob Neumann, CLU, RHU and Dorin Adika
President & Executive Vice President
Professional Mass Marketing International |
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