News from Professional Mass Marketing International, Inc.

Dear Friends,

If you're reading this email the day we sent it out, than today is Election Day! And as the day draws to an end, we wait with the anticipation to read tomorrows headlines, declaring our new President.

We've been bombarded with an unprecedented number of promotional ads by each candidate and their supporters. We've been blasted with fair AND opinionated news. And we've been promised a wide range of benefits from each.

Getting specific, the promises that each candidate has made about improving our healthcare system are not likely to happen exactly as proposed. A series of revisions is likely to make either candidate's proposal more palatable for Republicans and Democrats, conservatives and liberals alike, so it can pass into law.

The WSJ recently did a summary type comparison of the candidates' positions on a variety of topics. Let's recount the comments made about the two healthcare proposals.

To set the stage, a non-partisan health policy group projected that the average family will spend about $4,400 in 2010 for health insurance. Both candidates have stated that they want to expand access to health insurance coverage and make it affordable! But this is where the agreement ends.

Candidate Obama proposes income related subsidies for health insurance through some type of national exchange that would also expand access to Medicaid and the State Children's Health Insurance Plans. He would mandate that employers either provide health coverage to employees or contribute a percentage of payroll toward a national plan. Certain small employers would be exempt from making payments.

Candidate McCain wants to replace the current income tax exemptions for health insurance premiums paid by employers with a tax credit of $5,000 per family ($2,500 for individuals). Anyone denied coverage would be able to apply to a state-run, high-risk insurance pool, administered by private insurers. In addition, he would allow people to cross state lines to apply in other states that have more appealing plans.

So there you have it!

Will any of this come to pass? Leading experts agree that while no proposal is likely to pass as initially designed, an overwhelming increase in public pressure is likely to force the hand of our politicians to make some significant changes.

Will anything change in the next four years, or even in our lifetime?

You be the judge when you vote on Election Day!

Good Luck!

Cordially,

Bob Neumann, CLU, RHU,President

Free Website is a Hit!

Can your client's find you online? man with bulb

The response to PMMI's free website offer has been absolutely tremendous!

We've been practically overwhelmed with calls, faxes and e-mails requesting to sign up.

In all my years in the business, I've never seen such a positive and fast response to any offer presented by a company or an agency.

The FREE website of course has been designed, developed and tested to do one thing.

SELL!

For starters, you get a fully functioning website, where clients read about you and then easily purchase a variety of products that lend themselves extremely well to online sales.

We've designed and developed the site to provide the prospect with just enough information to either buy online or call you!

There are no forms to complete on the "Contact Us" page. That's because "lead capture forms" usually generate a high volume of poor quality leads.

The website we provide is designed to generate high quality leads in few numbers, making sales much more palatable.

But even the best website is only as good as how it's marketed.

That's why we list you and your website on our online Insurance Agent directory. Our directory is designed to increase your exposure to a very large and still growing marketplace, the Internet!

While still in its infancy, this nationwide, "local agent directory" is growing tremendously fast. And as it expands, we will step up our marketing to encourage online insurance shoppers to use it to find you!

All of this costs you $0.00!

Visit the "Current Promotions" section of our Agent Service Center by clicking here.

(800) 881-PMMI (7664)

Guaranteed Issue Health

family Some clients just don't qualify for Major Medical Health Insurance.

They're either too sick, overweight or simply can't afford it.

But there is a solution to this problem.

Guaranteed Issue Health.

Compared with other guaranteed issue products, the benefits are the strongest around.

Plus the premiums are exceptionally affordable.

And let's not overlook that it offers an extraordinarily high first year commission, something no other Guaranteed Issue product comes close to matching.

With our Individual Guaranteed Issue health plan, you don't have to concern yourself with the person's health or past medical history.

Coverage begins as early as the next day if necessary, and even Pre-existing conditions are covered after 12 months.

This is a Win/Win situation for you and your uninsurable clients.

What are you waiting for?

Click HERE for a brochure, rates and contracting.

(800) 881-PMMI (7664)

The Package Deal

Many producers have the idea that "more is better". They consistently state that they have all the products that any buyer needs.

So why do statistics show that these producers are below average in annual production? In fact their sales are often significantly lower than the producer that focuses on a narrow range of products and companies.

While we all agree that "one size does not fit all" in the insurance business, giving the prospect too many choices results in their buying nothing!

Successful selling, regardless of the product or service, requires a well throughout strategy.

One of the most successful strategies is to offer packages, which contain a combination of companies and products that offer superior solutions to the prospect's situation.

In a package, the producer mixes and matches products using a variety of companies and plan designs.

The result is a "Super Plan" that works almost exactly how the customer and agent want it to.

Try creating packages and make them part of your portfolio.

You'll love the results.

(800) 881-PMMI (7664)

HPA Cash Bonus

Attention HPA Producers!

Write and issue 5 HPA Short Term Medical Plans between October 01, 2008 and January 01, 2009 will receive a $100.00 bonus.

Plus, write an additional 5 STM plans during this same period and collect an additional $150.00, for a total of $250.00!

All 3 HPA STM plans will qualify you for this bonus.

And don't forget, in addition to this bonus, HPA's standard commission is very competitive.

So help your clients avoid health related bankruptcy and help yourself with all those holiday gifts.

Not contracted yet? Click here or call

(800) 881-PMMI (7664)

Could You Use?

A Guaranteed Issue Health Plan
Non-Medical Term Life up to $350,000 with exceptional rates
Dental Insurance that costs $29.95 for the whole family
A temporary health plan with up to 36 months for renewal
A free website featuring products that can be purchased online
A simplified issue life insurance plan
The best portfolio of international medical plans
Guaranteed Issue.

(800) 881-PMMI (7664)

No matter what your need, PMMI has you covered.

Sincerely,

Bob Neumann, CLU, RHU

President & CEO

Professional Mass Marketing International, Inc.

FREE WEBSITE*	For a limited time, PMMI is offering free websites that feature our online products with you as the agent. Be one of the first to take advantage of this opportunity while we test new marketing opportunities. *Must be contracted with PMMI for any products offered on the site. Call or click here for our agent service center for details. (800) 881-PMMI (7664)
Expires Novmber 15th, 2008