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| Travel Medical |
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Don't let your clients leave the country without adequate medical coverage.
If a Domestic Company does cover oversees medical expenses, it's usually considered "out of network."
And don't forget, Medicare does not cover international claims, making OTM great for the senior market.
Offer your clients something substantial, like a plan with a ZERO deductible! |
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Call today
(800) 881-PMMI |
| Short Term Medical Tip |
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Write STM on new U.S. residents until they are eligible for a permanent plan.
With no minimum residency requirement, it's the perfect compliment to Individual Sales.
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(800) 881-PMMI | |
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Simplified Issue Critical Illness
Help your clients during the hardest time of their life by giving them a huge check!
(800) 881-PMMI |
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| Niche within a Niche |
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"Super Specialized" products designed for very unique situations. |
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Accident Only Life with DI
For about $30 per month, a 60 year old male can get $250,000 of Life and $1800 per month DI.
Only one medical question pertaining to HIV.
Call today
(800) 881-PMMI |
| Guaranteed Issue
Health Insurance |
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28% first year commissions
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Free Website
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No Medical questions
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benefits to fit any budget
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Go to any doctor or use PPO network for substantial discounts
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(800) 881-PMMI | |
| Long Term Care |
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Deal with the best.
Call "The Doctor" Kraig Coleson, PhD, for all your Long Term Care needs |
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(888) 262-5345 | |
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| Volume #3954 |
November, 2009 |
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Dear Friends,
Henry Ford said it best. "Whether you think you can or whether you think you can't, you're right."
In other words, your mind set drives your success, not the other way around.
Countless articles, videos, books and seminars have been developed to capitalize on this concept.
Why, you may ask, do I bring this up?
It's incredibly easy to find a scapegoat for one's inadequacies and shortcomings.
The bad economy, the poor leads, the low commissions...
Now I'm not suggesting success is easy. With so many obstacles that come up, success can be quite challenging at times.
But Personal Accountability doesn't ask whether or not something is in your way. It only asks how you handle that "something" when it shows up.
It all starts with establishing what you're capable of. By understanding your limits, you can map out a realistic path toward your goals.
Next, identify specifically what you want to achieve and develop a plan within your capabilities.
Finally, study your habits, patterns and speech and modify them as necessary to give off positive energy. If you've done steps one and two properly, then there are no excuses!
In essence, be positive. Use positive words when you speak. Have a positive outlook on business and life. Give off positive energy when you're with friends, family and of course customers.
Positivity will always be at the root of most successes.
(800) 881-PMMI (7664)
Cordially,
Bob Neumann, CLU, RHU,President |
| HPA's new Secure Saver is gaining momentum! |
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It's been just about a month since HPA introduced its new Secure Saver series to Florida and the response has been tremendous.
The best and most unique feature is their Daily Deductible.
Choose from a daily deductible of $250, $500, $750 or $1000, and that's all your client will pay in covered expenses in any given day.
And it's all while costing much less than a comparable traditional plan.
Key Secure Saver Features:
- 4 Daily Deductibles to choose from
- Unlimited Office Visit Co-pays: $50
- Policy Maximum Out of Pocket: $4,000
- Easy Online Enrollment
- Lower premiums than comparable traditional plans
This product is great for clients used to a group plan with a low deductible and co-pays and is very easy to explain and understand.
Start selling it today and separate yourself from the crowd!
(800) 881-PMMI (7664) |
| Assurity's Acciflex - Great Ideas for a Phenomenal product. |
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How great is this?
An accidental death policy with an accidental disability income rider.
Issue ages: 18 to 60
Face Amount: $50,000 to $250,000
Disability amount: $300 to $1,800 per month
Only one medical question relating to HIV and AIDS.
Quite a few independant agents and large agencies are already doing extremely well with this product.
Where and How?
Here are a few ideas on where to start:
- P&C agencies, to add with Auto insurance
- Impaired risk/un-insurable clients
- Construction workers, (especially with List Billing!)
- Blue collar workers (i.e. auto mechanics, plumbers, etc.)
- Hair dressers
- Truck drivers (individually or associations)
- Cab drivers (individually or associations)
- Limousine drivers (individually or associations)
- Low income areas (because of the easy underwriting, high face amount and low cost)
- Individual health producers, as an add on
- Associations/chambers of commerce
Need more ideas?
We're always here to help! Call today!
(800) 881-PMMI (7664) |
| Quality Guaranteed Issue Health Insurance |
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There's plenty of activity in the Guaranteed Issue Health Insurance market.
Marketers and Call centers are shifting focus and Carriers are pulling from the market all together.
That's why it's so important to work with a stable organization.
Since May of 2008, we have offered the same Guaranteed Issue health insurance product, while improving the benefits over time.
Currently, our product is one of the strongest available to consumers. It also happens to pay the most competitive commissions to producers.
And things are getting better.
Very soon, we're adding the option for a real office visit co-pay benefit.
Interested?
Give us a call. We're always here to help!
(800) 881-PMMI (7664) |
| Affordable E&O Coverage |
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PMMI is glad to refer insurance producers to the National Ethics Bureau to purchase extremely affordable E&O coverage.
For more information, please visit our agent service center and click E&O Insurance on the left hand side under services.
(800) 881-PMMI (7664) |
| PMMI offers Continuing Education |
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Here's a value added bonus.
PMMI has partnered up with The Wall Insurance School to offer discounted rates for online Continuing Education.
For more information, please visit our agent service.
(800) 881-PMMI (7664) | |
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No matter what your need, PMMI has you covered.
Sincerely,
Bob Neumann, CLU, RHU and Dorin Adika
President & Executive Vice President
Professional Mass Marketing International |
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