Professional Mass Marketing International Newsletter
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In This Issue
Travel Medical
Short Term Medical Tip
Simplified Issue CI
Niche within a Niche
Guaranteed Issue Health Insurance
Long Term Care
Ancillary Products Rule
Big Opportunities Overseas
PMMI offers Continuing Education
Best Standard Term Life Rates
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Travel Medical

Don't let your clients leave the country without adequate medical coverage.

If a Domestic Company does cover oversees medical expenses, it's usually considered "out of network."
 
And don't forget, Medicare does not cover international claims, making OTM great for the senior market. 
 
Offer your clients something substantial, like a plan with a ZERO deductible!
 
Call today
(800) 881-PMMI
Short Term Medical Tip
 Write STM on new U.S. residents until they are eligible for a permanent plan.
 
With no minimum residency requirement, it's the perfect compliment to Individual Sales.

(800) 881-PMMI

Simplified Issue Critical Illness
 
Help your clients during the hardest time of their life by giving them a huge check! 
  • Real CI, not 10 year term disguised as CI.
  • Pays up to 3 times
  • Easy to write
  • Online enrollment
  • Best in class rates
  • Best in class
    Commissions
  • Qualified individuals
    are issued in 4 days or you get $100
(800) 881-PMMI
 
Niche within a Niche

"Super Specialized" products designed for very unique situations.

Accident Only Life with DI
 
For about $30 per month, a 60 year old male can get $250,000 of Life and $1800 per month DI.
 
Only one medical question pertaining to HIV. 
 
Call today
(800) 881-PMMI
Guaranteed Issue
Health Insurance 
  • 28% first year commissions
  • Free Website
  • No Medical questions
  • benefits to fit any budget
  • Go to any doctor or use PPO network for substantial discounts

(800) 881-PMMI

Long Term Care
Deal with the best.
 
Call "The Doctor" Kraig Coleson, PhD, for all your Long Term Care needs
(888) 262-5345
Volume #3952 September, 2009 
Dear Friends, 
 
Do you have a career legacy?
 
Seriously. When you retire, what will people say of you and your career?
 
Were you a salesman? A closer? An order taker? Did you help people?
 
What was your niche?
 
I ask these question because I've noticed a trend. The days when an insurance producer was known by his name and not his product are virtually gone.
 
Why?
 
I suspect it's a result of sheer laziness.
 
It's much easier to allow an insurance company to build brand recognition because then their product becomes more sellable.
 
But what happens when the market changes, or a company pulls out of a segment?
 
What your left with is a customer base who doesn't remember you. They simply remember some guy who helped them buy a product that's no longer available.
 
Can anyone honestly call these people clients?
 
Even if it's a brand name you're offering, start by presenting a solution.
 
The branding will of course help you close the deal, but you'll be seen as the expert who can be relied upon when conditions and markets change.
 
 
(800) 881-PMMI (7664)
 
Cordially,
Bob Neumann, CLU, RHU,President
Ancillary Products Rule
It's time to get serious about ancillary products.
 
The majority of individual health insurance producers today have become order takers.
 
They're choosing to sell one product and moving on versus offering a complete solution.
 
Big mistake!
 
At this point, I think we can all agree that the individual health insurance market as we know it today has a limited life span.
 
So why not build your reputation on being a solution provider rather than one who sells a product that might not pay in a few years.
 
Products like term life insurance, critical illness and disability income are needed more than ever.
 
Start including them in your sales or go the way of the dinosaur.
 
Sincerely,
Dorin Adika
Executive Vice President
 
(800) 881-PMMI (7664)
Big Opportunities Overseas
If you think U.S. residents searching for health insurance online more than anywhere else in the world, think again!
 
The U.K. and Ireland search for health insurance online heavily.
 
And that's with the availability of socialized medicine.
 
Most would rather not wait months or even years in discomfort to treat less than life threatening conditions.
 
Private insurance is the only cost effective way to have procedures done in a timely fashion.
 
Many European citizens with the financial wherewithal choose private insurance so they may enjoy a stress free lifestyle that includes getting medical treatment when they need it.
 
Companies large and small already know the value of selling globally.
 
Are you in the international market?
 
(800) 881-PMMI (7664)
PMMI offers Continuing Education
Here's a value added bonus.
 
PMMI has partnered up with The Wall Insurance School to offer discounted rates on online Continuing Education.
 
For more information, please visit our agent service.
 
 
(800) 881-PMMI (7664)
Best Standard Term Life Rates

man with bulb
Just a quick reminder.
 
When your client does not qualify for preferred term rates, call PMMI.
 
We have some of the best Standard Term Life Rates in the industry.
 
(800) 881-PMMI (7664)
No matter what your need, PMMI has you covered.
 
Sincerely,
 

Bob Neumann, CLU, RHU and Dorin Adika
President & Executive Vice President
Professional Mass Marketing International
Double Lead Matching Program*
For a limited time, PMMI will double match every dollar you deposit into your leads account. The best part is, you pick the lead source.
 
*When you sell select Life insurance products with PMMI.
 
 
(800) 881-PMMI (7664)
 
Expires December 31st, 2009